About McMasters Financial
At McMasters Financial, we believe financial guidance should be clear, personalised, and focused on helping New Zealanders achieve their goals. From mortgages and subdivisions to commercial lending and investments, our aim is to make complex decisions simple, so you can move forward with confidence.
James Lowes is a financial adviser and mortgage specialist with 17 years of experience in the banking and lending sector. Having worked at Westpac for 10 years and the One50 Group, James has built a reputation for providing practical, transparent, and reliable advice across residential, commercial, subdivision, and investment lending. Known for his approachable style, he works closely with clients to simplify complex decisions and find the right solutions to support their financial goals.
Wondered why we are called "McMaster?"
McMasters traces its roots back to the McMaster family, a family-operated business from Fort William, Scotland, since the 1930s. Our great-grandmother, Elizabeth McMaster, established a grocery store supporting British forces during World War II. Her daughter, Sarah McMaster, carried on the family legacy, instilling values of hard work, integrity, and community service that continue to guide McMasters today.
Now based in Tauranga, McMasters continues this tradition, combining expertise with personalised service to help clients navigate financial decisions and achieve their property and investment goals.
Every client’s situation is unique. At McMasters Financial, we take the time to understand your goals, financial circumstances, and future plans. Whether you’re buying your first home, developing property, managing commercial finance, or planning investments, James provides advice and solutions tailored to your needs.
Our approach is clear and structured:
Start with a conversation to understand your goals
Review your financial position and available options
Recommend solutions that align with your objectives
Guide you through the application process and beyond
The McMasters Financial promise.
Whether you’re planning your first home purchase, a subdivision, or a long-term investment strategy, McMasters Financial is here to provide guidance, expertise, and peace of mind.
