About McMasters Financial

At McMasters Financial, we believe financial guidance should be clear, personalised, and focused on helping New Zealanders achieve their goals. From mortgages and subdivisions to commercial lending and investments, our aim is to make complex decisions simple, so you can move forward with confidence.

James Lowes

Financial Adviser

James Lowes is a financial adviser and mortgage specialist with 17 years of experience in the banking and lending sector. Having worked at Westpac for 10 years and the One50 Group, James has built a reputation for providing practical, transparent, and reliable advice across residential, commercial, subdivision, and investment lending. Known for his approachable style, he works closely with clients to simplify complex decisions and find the right solutions to support their financial goals.

Phone 021 259 0386 | Email james@mcmastersfinancial.co.nz

book a meeting with James

Sarah Maclennan

Financial Adviser

Sarah brings more than 15 years of experience in financial services, with the majority of her career dedicated to the lending industry. She is passionate about helping people achieve their property goals and believes that every client deserves clear advice, genuine support, and a lending solution tailored to their individual circumstances.

Known for her warm, caring approach, Sarah has built a reputation for exceptional client service. She understands that buying a home or restructuring finances is one of the biggest financial decisions many people will make, and she takes pride in guiding her clients through the process with confidence, empathy, and open communication from start to finish.

Whether you’re purchasing your first home, growing your investment portfolio, refinancing, or simply exploring your options, Sarah is committed to making the experience as straightforward and stress-free as possible. Her focus is on building lasting relationships and helping clients make informed financial decisions that support their long-term goals.

Phone 021 1922 112 | Email sarah@mcmastersfinancial.co.nz

book a meeting with sarah

Wondered why we are called "McMaster?"

McMasters traces its roots back to the McMaster family, a family-operated business from Fort William, Scotland, since the 1930s. Our great-grandmother, Elizabeth McMaster, established a grocery store supporting British forces during World War II. Her daughter, Sarah McMaster, carried on the family legacy, instilling values of hard work, integrity, and community service that continue to guide McMasters today.

Now based in Tauranga, McMasters continues this tradition, combining expertise with personalised service to help clients navigate financial decisions and achieve their property and investment goals.

Every client’s situation is unique. At McMasters Financial, we take the time to understand your goals, financial circumstances, and future plans. Whether you’re buying your first home, developing property, managing commercial finance, or planning investments, we provide advice and solutions tailored to your needs.

Our approach is clear and structured:

Start with a conversation to understand your goals
Review your financial position and available options
Recommend solutions that align with your objectives
Guide you through the application process and beyond

The McMasters Financial promise.

Whether you’re planning your first home purchase, a subdivision, or a long-term investment strategy, McMasters Financial is here to provide guidance, expertise, and peace of mind.